Conservative Portfolio

People who are retired, near retirement or for other reasons need wealth protection more than growth, often invest in a Conservative Portfolio with a mix that is more than 50% in bonds, resulting in lower risk and expected return. This approach often involves investing 60% to 80% in bonds or ETFs that own bonds, and the rest in stocks or ETFs that own stocks. Compared to Growth Portfolios and Balanced Portfolios, Conservative Portfolios have an even greater amount in bonds and are expected to make the bumpy ride even smoother, but the reduced amount in stocks also reduces expected long-term returns.

Below is an example of a Conservative Portfolio with a blend of 30% in ETFs that own stocks, and 70% in ETFs that own bonds. Investors can set up this type of portfolio by selecting one or more ETFs in each ETF Category, using information in the Member Zone – ETF & Stock Screener, listing the largest ETFs in each Category of ETFs and the data including ETF size, fees, yield (or income), past performance and more. Some investors may want to adjust the amount in some ETF Categories, such as adjusting International Stocks higher or lower than 5% or adjusting U.S. Bonds higher or lower than 70%, and likely choosing more than one ETF for the amount invested in U.S. Bonds

ETF Category% of Portfolio
U.S. Large Cap ETFs10%
U.S. Dividend ETFs15%
International ETFs5%
U.S. Bond ETFs70%

This example is for illustrative purposes only. Portfolios can be simplified to include fewer categories.

70% Bonds | 30 Stocks

  • U.S. Large Cap ETFs, 10%
  • U.S. Dividend ETFs, 15%
  • Intl. ETFs, 5%
  • U.S. Bond ETFs, 70%

How to Invest?

Click the “Stocks” icon.
Click “THEMES”
Choose one ticker at a time or invest in all by clicking “Add all to cart”.
Once complete, click the “Cart” icon
Enter the amount that you wish to invest.
NOTE: By default, the stocks or ETFs in a selected cart will be weighted equally. If you would like to change the percentage allocated to each ticker, simply click on the ticker and enter the target allocation.
Click, “Proceed to checkout”, review your order, then click, “Checkout”.

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